A thought-provoking blog article from Psychology Today caught my eye late last week. It spoke to one of the most common observations I have made about why we struggle to succeed in accomplishing our goals or fulfilling our dreams.

We procrastinate!

Why?

Here are 10 things to know about procrastination from an interview by Hara Estroff Marano with two of the world's leading experts on procrastination: Joseph Ferrari, Ph.D., associate professor of psychology at De Paul University in Chicago, and Timorthy Pychyl, Ph.D., associate professor of psychology at Carleton University in Ottawa, Canada.

According to Dr. Ferrari, there are three basic types of procrastinators:

1. arousal types, or thrill-seekers who wait to the last minute for the euphoric rush.

2. avoiders who may be avoiding fear of failure or even fear of success, but in either case are very concerned with what others think of them; they would rather have others think they lack effort than ability.

3. decisional procrastinators who cannot make a decision. Not making a decision absolves procrastinators of responsibility for the outcome of events.

Which one are you?

What is it costing you?